Any restaurant, bar, or establishment that serves alcohol will want to invest in liquor liability insurance; in many states, this coverage is required by law. Whenever there is liquor being imbibed, there is a risk of an intoxicated individual harming themselves, others, or damaging property. While it may seem logical for the person causing the damage to pay for any injuries or damages they cause, it often does not turn out that way. Businesses serving alcohol are often liable for damages and injuries that customers incur.
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