Hired and non-owned auto insurance covers employees driving personal vehicles, car rentals, or borrowed vehicles (registered to the policy) while conducting company business. If the employee or company is found liable for damages incurred while on company time, hired and non-owned will cover liability claims and defense costs. Standard commercial auto insurance does not always include vehicles not owned or leased by the company and will only cover the damages sustained by the vehicle. It does not cover any lawsuits that may arise from an accident, nor court expenses that come from lawsuits.
Don’t wait for an accident to happen; be proactive and take precaution now with a Worthy hired non-owned policy.