General environmental insurance covers legal cleanup requirements, bodily injury, property damage, third-party claims, and legal expenses due to sudden, accidental, or gradual offenses. Environmental insurance is an important coverage to invest in should your business store or handle potentially toxic materials, as standard general liability policies do not cover such items or the damages that they can cause. These policies can also include environmental consultants’ errors and omissions, environmental contractor policies, and environmental testing laboratories. In addition, real estate agents can purchase environmental insurance policies in case a property they handle is discovered to be contaminated.
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