In order for your healthcare facility to care for and treat patients, you, your staff, your clients, and your property must be protected with healthcare insurance coverage crafted specifically to fit the needs of your business. No one is better at building a custom insurance plan tailored to your business than Worthy Insurance. Let us create a plan that will help protect your healthcare facility and allow it to run as efficiently and professionally as possible. Our team of producers, risk managers, account managers, and entire staff are committed to providing tailored protection for everything your healthcare facility needs to run smoothly. Not only does this mean we provide standard insurance brokerage services, but we also offer additional complimentary services, such as compliance and risk management assessments. Contact us today so we can assemble a plan to provide you with an insurance plan to fit your insurance coverage and budget needs.
Healthcare Coverage Areas
Skilled Nursing Facilities
The insurance needs of a skilled nursing facility are extensive and often complicated. As a skilled nursing facility, your primary focus must be on the impeccable care of your residents, without the worry about insurance coverage distracting from creating a nurturing environment. Your residents and staff of physicians, nurses, and therapists will be able to work smoothly and confidently while being secure in the fact that they have the correct insurance protections provided by Worthy Insurance. It takes a crew of dedicated hard-working professionals to own and operate a skilled nursing facility and your insurance specialists should mirror that commitment. Let Worthy Insurance build a comprehensive insurance plan to help protect your skilled nursing facility and allow it to run efficiently and professionally. Contact Worthy Insurance today and we will assemble an insurance plan that provides you with insurance coverage to fit your insurance and budgetary needs.
Home Health Care
The insurance needs of home healthcare facilities are unique and specialized. For your agency to effectively treat and care for its in-home clients, you, your staff, your clients and your property need to be protected with insurance coverage specifically molded to the needs of your business. As a home health care agency and provider, your staff of skilled nurses, aim to provide the highest quality care possible. It takes a crew of dedicated, hardworking professionals to own and operate a home healthcare agency; make sure your insurance program has equally dedicated, hard-working specialists. Let Worthy Insurance’s team of dedicated risk and account managers help facilitate a fully realized insurance plan to assist your agency by helping to ensure that you are complying with all state laws and carefully assessing any risks facing you, your staff, your clients and your property. We will assemble a portfolio to provide you with insurance coverage that fits your exposure and insurance budgetary needs.
Assisted Living Facilities
Worthy helps 8 out of every 10 assisted living facilities it works with to place coverage for their general liability, professional liability, property, employment practices liability, data breach, and more. Our confidence in helping you find a comprehensive and cost efficient insurance program comes from dedication in understanding your needs. Let Worthy craft a plan to provide you with a comprehensive insurance program to fit the insurance and budgetary needs of your assisted living facility.
Due to the sensitive nature of the business, the insurance needs of a hospice facility are extremely specialized, requiring highly specialized insurance coverage such as cyber security. In order for your hospice facility to compassionately and efficiently care for its patients, you, your staff, and your property must have the thorough insurance protection afforded by comprehensive insurance coverage. Your residents and staff of physicians, nurses, and therapists will be able to operate calmly, competently and effectively, comforted by the extensive protections compiled by Worthy Insurance. As a hospice facility, your staff of skilled nurses, physicians, and doctors aim to provide the highest quality care possible. Let Worthy Insurance provide you with that same level of care and attention. Our expert team of dedicated risk and account managers will craft a comprehensive suite of insurance coverage to help ensure that you are always in compliance with your state’s laws regarding hospice insurance and will carefully assess the risks you may be facing.
Medical Billing Companies
Medical Billing Companies are charged with myriads of highly sensitive responsibilities, ranging from handling medical records and keeping up relationships with insurance companies to patient billing and so much more. Their service allows doctors and specialists to focus on what they do best: treating people. However, it is important for these businesses to be as protected in the event of a data breach or another confidentiality crises. Contact a Worthy Insurance representative today to find out if your Medical Billing Company is fully protected against claims and other liabilities.
Independent Living Facilities
For those people who have reached a certain age and would prefer to live in a community where they are cared for and treated per their medical needs, Independent Living Facilities are a natural choice. It is important for these facilities to have proper comprehensive care-giver insurance coverage in order to run a safe facility. Worthy Insurance can help protect Independent Living facilities by developing insurance packages that offer protection from both broad risks such as property damage to specialized risks such as information security and liability coverage. Ensure your facility is protected before a claim occurs to minimize exposure, cost, and loss. Contact Worthy Insurance today for more information on how you can close gaps in your coverage and ensure your facility is as safe as it can possibly be.
Adult Day Care
Some of the costliest claims in the health care industry stem from adult day care facilities. At Worthy Insurance, we offer comprehensive commercial insurance packages tailored to your facilities unique. Whether your Adult Day Care is for profit or you are operating a non-profit Adult Day Care, Worthy Insurance can put together a risk management and insurance program for you. Our producers, risk managers, account managers and the entirety of our staff are committed to providing comprehensive protection to your facilities that fit both your insurance and budgetary needs.
DME/HME (Durable Medical Equipment/ Home Medical Equipment)
Your Durable and Home Medical Equipment businesses provides quality medical equipment to healthcare facilities and individuals who rely on you. Being that your DME company is such a versatile business, having correct and comprehensive insurance in place is imperative to the business’s success. Contact a Worthy Insurance representative today to find out how your DME/HME business will benefit from a review by one of insurance professionals.
Portable X-Ray machines are an important part of any medical facility’s on-hand technology. In case of emergencies or necessary home visits, portable X-ray machines provide a convenient tool; whether patients are in the emergency room being treated for traumatic injuries, or in cases where a patient is too ill or hurt to leave their home. In the event a machine malfunctions, information is compromised or patients are dissatisfied, it is imperative for companies to carry the best insurance coverage possible to protect their business. For adequate equipment coverage, contact Worthy Insurance today. Worthy Insurance can also help ensure that the manufacturer, the distributor, and the facility housing the portable X-ray machine have insurance coverage in case a claim is brought against the company operating the machine.
For those people who require dialysis but prefer to stay out of the hospital’s outpatient program, dialysis centers provide crucial and valued services. To run a safe and effective facility, the appropriate amount of comprehensive medical insurance coverage must be in place. Claims can arise from a variety of exposures, such as malpractice or a breach in cyber security. Ensure your facility is covered before a claim occurs to minimize exposure, cost, and loss. Contact Worthy Insurance today for more information on how you can close gaps in your coverage and ensure that your facility is as safe as it can possibly be.
Surgical Centers, also known as ambulatory surgery centers, are facilities that allow for same-day surgical procedures. Surgical Centers encourages patients to receive the medical attention they need in a timely manner and at the location they prefer. Not only are surgical centers extremely beneficial to patients, they also allow for local treatment of ailments that would otherwise be inconvenient to treat. However, such services and centers are often accompanied by potent risks. Such businesses are particularly susceptible to lawsuits such as malpractice. Protecting the business’s property is equally important; if something affects the equipment, the surgical center would not be able to function properly. Don’t leave your business subject to loss. Contact a Worthy Insurance representative today to find out what kind of insurance coverage will benefit your surgical center.
Rehab centers are used to help their clients and patients recover from addictions, injuries, and other mental-health-related conditions. While these facilities encourage recovery, and teach the patients how to re-enter society in a safe and healthy manner. There are often costly claims that accompany them. If you own a rehab center, you must ensure that your facility has the appropriate insurance coverage tools to protect the business in the event of a claim by a patient, family or staff member. Contact Worthy Insurance today to get a competitive insurance quote on your facility’s insurance today.
Urgent Care Clinics
Urgent Care Clinics are facilities that assist patients with medical issues that must be treated immediately. Urgent Care Clinics provide services, including: laboratory work, X-ray services, and qualified doctors and professionals on staff to treat patients and answer all questions. Since Urgent Care Clinics provide such a specialized and technical service, it is important for them to have the most comprehensive insurance policy possible in case of costly claims against the facility. These clinics are liable to a variety of claims, none more prevalent than malpractice claims. Do not leave your clinic subject to loss; contact a Worthy Insurance representative today to find out what kind of insurance package may benefit your Urgent Care Clinic.
Medical Waste Haulers
Medical Waste Haulers provide the essential service of safely picking up and disposing of medical waste. It is imperative that this is done in a safe manner – medical equipment can carry unwanted diseases and bacteria. This line of business includes liabilities such as workers becoming ill due to mismanagement of waste, and careless acts during pickup and disposal, which could lead to pricey claims. Due to these and many other potential claims, having a correct and comprehensive hazard insurance with other policies in place is crucial to the business’s success. Contact a Worthy Insurance representative today to find out if your Medical Waste Hauler business is fully covered.
Ambulance services are vital for patients to receive the medical attention they need in a timely fashion. This service provides almost immediate care outside of the hospital in the best manner possible under the conditions. Ambulance services and the EMTs responsible for medical care are susceptible to lawsuits regarding prolonged suffering, slow service, or even malpractice. To understand how to fully protect your ambulance service and EMTs, contact a Worthy Insurance representative today to design the right ambulance insurance package for you.
Chiropractors offer procedures such as acupuncture, massage therapy, and X-rays in order to find the root cause of a patient’s pain or discomfort and subsequently recommend treatment. Chiropractors will often treat patients with musculoskeletal complications caused by spinal alignment problems. These specialists help children, people with sports injuries, and people with chronic pain in living free of crippling pain. It is important to make sure that your chiropractic service has the proper insurance coverage in case something goes wrong, a diagnosis gets overlooked, or a patient sues the clinic or hospital. With the proper injury claims insurance in place, running your practice becomes a much simpler process. Contact a Worthy Insurance representative today to discover more about your coverage options.
The medical spa industry has grown exponentially both in size and popularity. For these spas to safely remain in operation, they require a comprehensive insurance package; this is especially true when considering the breadth of personal services offered. Coverages such as cyber security and professional liability are especially important for medical spas. Insurance coverage is also needed for the facility, staff, clients, upper management, property, equipment and more. Worthy Insurance understands the risks associated with medical spas and can help build a comprehensive insurance plan that will best suit your Medical Spa’s needs. Contact a Worthy Insurance representative today for more information.
Medical laboratories are indispensable to medical professionals and their patients. It is in these medical labs that technicians find answers, develop cures and, ultimately, save lives. Results of lab work sent to these medical labs are of extreme significance to both doctor and patient; thus, these labs are extremely vulnerable to lawsuits should something go wrong such as a misdiagnosis or an overlooked disease. In order to avoid a costly lawsuit and settlement, it is imperative liability coverage is in place before opening for business. Contact a Worthy Insurance representative today to learn more about the appropriate insurance coverage.
Owning a pharmacy is a responsibility and an excellent service provided to the general public. Extensive courses and training are required for the professional to possess the immense amounts of knowledge and dedication needed to successfully operate a credible pharmacy. Pharmacists are often required to inform patients about any side effects caused by certain drugs, or ways to prevent dangerous drug interactions. Therefore, pharmacists are liable for a variety of lawsuits, and are also susceptible to malpractice suits if a pharmacist dispenses the incorrect dose of a drug. To ensure complete coverage, contact a Worthy Insurance representative for the right pharmacy insurance plan today.
Sleep clinics are of great assistance to patients suffering from sleep disorders such as sleep apnea or narcolepsy. In these sleep clinics, medical professionals help patients find answers to their medical complications and help improve lives. The technology needed to perform these tests are costly and delicate, therefor it is imperative that sleep clinics carry an appropriate amount of equipment coverage to protect their investment. The results of sleep tests done in the clinic can greatly impact a patient’s life, which is why it is crucial to ensure the clinic is fully covered by comprehensive clinic insurance, to avoid costly lawsuits and settlements. Contact a Worthy Insurance representative today to learn more about what coverages should be considered for your sleep clinic.
Finding the perfect people for the job is a complicated task, which is why medical staffing agencies are essential to most medical facilities’ in their hiring processes.
While there are not many specialized liabilities in this field, it is still of upmost importance for these agencies to have the correct insurance coverage in case of damaged property, insufficient background checks, or discrimination lawsuits. Due to these and many other potential claims, having a correct and comprehensive insurance plan in place is imperative to the business’s success. Contact a Worthy Insurance representative today to find out if your medical staffing agency is fully covered.